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A Mortgage Broker For First Time Buyers

Written by Simon Burnett on April 28, 2021. Posted in Blog.

When you’re considering buying your first home it is not unusual to be thinking about hundreds of things at the same time!

It’s an exciting yet daunting prospect and you will no doubt have many, many questions.

From finding the best first time buyer mortgages to how you go about making an offer on a house you like, the process of buying a house for the first time is made up of many different parts.

To make the process easier and get all your questions answered by a single point of contact it makes sense to work with a mortgage broker or advisor.

What Does A Mortgage Broker Do?

You may hear mortgage brokers referred to as mortgage advisors and vice versa, but these terms usually mean the same thing. A mortgage broker will help you find a mortgage that is right for your circumstances using their expertise and access to lenders.

Naturally, a large part of this service is advisory, so it is particularly beneficial for first-time buyers to speak to a broker or advisor.

First Time Buyer Mortgage Advice

Our principal objective is to find you the best mortgage deal for first time buyers but on your journey to home ownership, we’re here to offer advice and answer any questions you have about any part of the process.

First-time buyer mortgages can be more daunting for customers because it’s a big commitment and you may not know what to expect.

Don’t let feeling daunted put you off or delay you from buying your first home. With the right advice, the entire process can be made relatively stress free.

Giving the best mortgage advice for first-time buyers is something we pride ourselves on here at Burnett Mortgages, and we consider it to be our speciality. We have helped hundreds of people obtain first-time buyer mortgages with our access to lenders not available on the high street and our highly personalised service.

How Can We Help First Time Buyers?

One of the first things we do when a first-time buyer comes to us is to work out how much you could potentially borrow to buy your first home and look at the likelihood of you being able to secure a mortgage deal. We will discuss and look at your credit history, and then look at some deals which may be suitable for you.

We will provide you with a mortgage in principle which is an estimate of the amount you can borrow, based on the information you give us, and we submit to our lender partners. The ideal time to do this is before you view houses as you will then have a realistic view of the type of property you can afford to make an offer on.

Once you have found a house you like, we can then assist you with making an offer. If your offer is accepted, you will then need the services of a solicitor to help complete the paperwork needed when buying a house. We work with a few trusted and reliable solicitors so can help you find the right solicitor for your needs.

We then submit your mortgage and instruct valuation. One of the final things we will do is to complete the solicitor instruction paperwork. After that you are on your way to owning your own home – your solicitor will handle the process from there onwards up until the time is right for you to collect the keys to your new home.

Our service doesn’t stop there though – we are always on hand for further or follow up advice. We will also work with you when it comes to renewing your mortgage, we want to be on hand to help for as long as you have a mortgage.

Get In Touch

If you’re looking for the best first-time buyer mortgages or advice on buying your first home, please get in touch. We endeavour to always be friendly and offer a service that is both personalised and professional.

You can get in touch by calling 01302 436333, emailing info@burnettmortgages.co.uk or filling out the contact form here.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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What Our Clients Think Of Us

“I cannot recommend Simon enough. He is professional, trustworthy, caring and knowledgable. Simon arranged both our mortgage and our protection. Unfortunately, we found ourselves in a position where we had to claim on the critical illness cover. Without his advice and cover we would have found ourselves in a sorry state. His attention to detail and no-nonsense approach to explaining each product ensured that we were covered. He has eleviated a huge financial burden at a very stressful time. I can’t recommend him enough. I will never use anyone else. This man really does go above and beyond.”
Nicki – December 2018
“Best service we could have hoped for! Simon got us the right mortgage quickly, was professional, friendly, super responsive and delivered what we needed in a difficult Covid-19 time time, all whilst explaining everything through to us. Burnett Mortgages even went the extra mile sending us a thoughtful and lovely moving in gift, which just cemented that caring touch we experienced throughout. We couldn’t recommend Simon, Paulina and Burnett Mortgages highly enough! Will definitely use them again in the future.”
Rebecca Hastings, July 2021
“Simon is totally reliable, trustworthy and professional he went above and beyond to ensure that our mortgage was ported across to the new house we were buying in time for the completion date we had agreed. I would thoroughly recommend Simon to all of our friends and family and would have no hesitation in using him again to arrange a mortgage.”
Steven Wheeler – August 2021
Simon took on a challenge for my daughter – less than two months into a new job with time off on sick for Covid testing, turned down elsewhere, and not only found a mortgage that was 25% more affordable, but got it over the line within a week. Thank you – you’re a legend!
Guy Nottingham – January 2021
“Moved into our first home today after the incredible support from Simon. Hasn’t been a simple journey, with obstacles in our way (from seller and seller solicitors) but Simon was consistent throughout and was availiable at all times of day during the week to make things as easy as possible. Always worked around our awkward schedule including house visits on a Friday night. Can’t recommend him enough. Thank you so much Simon!”
Jessica
“Me and my partner had Simon help us when we first decided to buy a property together neither of us had any experience and at the time we had an average if not low credit score Simon was able to talk us through the process and what we could do to raise that score and look at options available to us. Simon has helped us through every stage and has been an absolute diamond answering questions that we had no clue about. It is always a pleasure talking to Simon he works his best and looks at all options, he is very efficient and is true to his word. He has now helped us not only initially get onto the property ladder but with a variety of other questions in relation to our mortgage and we recommend him highly to anyone who needs help”
SarahJane Ward April 2021
Very professional, honest and always at the end of the phone to guide you through everything you need. 100% recommend to anyone. Extremely happy with the service and will use for many years to come.
Steve Fairhurst – December 2020
“We came across Simons website when we were searching for a local mortgage broker. We had just had our mortgage declined from a bank because I only had one years accounts. I emailed Simon and had a response from him within the hour, he said he’d try his best to help us out. He phoned us a few days later to talk about our situation and why we had our previous mortgage declined. With us being first time buyers we were stressed out and we didn’t want to loose a house that we had fallen in love with. Simon made sure that he gathered as much information as possible from me and my boyfriend and found a mortgage and had it accepted within a week or so. I would recommend him to anyone who is struggling to get a mortgage, he’s very down to earth, friendly and professional and we will continue to use him if we ever buy another house in the future!!.”
Megan – February 2021
“We came across Simons website when we were searching for a local mortgage broker. We had just had our mortgage declined from a bank because I only had one years accounts. I emailed Simon and had a response from him within the hour, he said he’d try his best to help us out. He phoned us a few days later to talk about our situation and why we had our previous mortgage declined. With us being first time buyers we were stressed out and we didn’t want to loose a house that we had fallen in love with. Simon made sure that he gathered as much information as possible from me and my boyfriend and found a mortgage and had it accepted within a week or so. I would recommend him to anyone who is struggling to get a mortgage, he’s very down to earth, friendly and professional and we will continue to use him if we ever buy another house in the future!!”
Megan Randall – February 2021
December 2020 “This is our second re-mortgage using Simon and on both occasions he has provided us with a first rate service. Personable, responsive, kind and extremely good at his job. I highly recommend him and will continue to use his services as long as he’s offering them!
Also a thank you to Paulina, who has recently joined Simon’s team and kept in regular touch throughout as well as being very friendly and efficient.”
Juliette Prosser- December 2020
“Excellent service. Both Simon and Paulina were very helpful guiding us through the process and answering all of the questions we had. Communications level has been fantastic and the application had progressed very efficiently. Thank you :).”
Paulina Lucewicz April 2021
“Simon has just helped us remortgage our help to buy mortgage. He has been so supportive through this process going over and above!
He got us a great deal on our mortgage too. Would definitely recommend him!!”
Rachelle Mclennan – July 2021
“We have found Simon to be a most helpful mortgage adviser. He is knowledgable and listens to clients’ requests and needs. He is very prompt in communication and always goes that extra mile to help. I would have no hestitation in recommending him for mortgaging advice.”
Suzanne
“Simon gives 100% in all aspects of his work. Highly recommended.”
Rick
“My girlfriend & I were left in a tricky spot after our mortgage application was declined having already had an offer accepted. As a first time buyer this was very stressful but Simon consistently reassured us throughout the process. He was extremely responsive to all questions and sorted us a mortgage with a better rate than any other we could find online in less than two weeks. We will definitely be using his services & we can’t recommend him enough!.”
Nathan – February 2021
“I couldn’t thank Simon and his team enough for helping me get on the property ladder. He could never do enough to help through the process. As a first time buyer I didn’t have a clue and any question I asked he answered with my best interests at heart. I would advise anyone who is thinking of using a mortgage advisor to use Simon and his team. I will be definitely using him in the future when it comes to remortgage time and thanks to Paulina who chased the solicitors making them pull there finger out. Thank you once again.”
Matthew Lindley – May 2021
Simon was excellent from start to finish and in very unusual circumstances. He dealt with our mortgage managing to get us the best deal possible in a time of economic uncertainty and made sure our life insurance was up to scratch too. Despite not being able to be in face to face contact due to restrictions imposed at the time communicating was simple, regular, supportive and effective. He was easy to talk to and happy to deal with questions. He certainly went above and beyond to get us relocated and was excited for us even sending us a congratulatory gift. We will most certainly be returning when it is time to remortgage.
Alexis – October 2020
“Me and my partner were 1st time buyers and had no idea what we was doing with any paperwork or what to apply for. Simon and Paulina calmed all nerves and helped us every step of the way. Nothing was any trouble for them and no question was too stupid (I asked some stupid ones).
I would highly recommend Simon to anyone who’s looking for their 1st home or people remortgaging.”
Will Gregorick – April 2021
“Where do we start with Simon, we can’t recommend him enough. This time we re-mortgaged after he found our first mortgage on our first home. Simon is so easy to talk to, and he always goes the extra mile to help his customers. Any stress you have you have about your mortgage dwindles away as soon as you speak to Simon. Every little detail he explains to you in a way that it is easy for anyone to understand, so you will never sign anything you are unsure about. We can’t thank Simon enough and we will sure be in touch when its time to re-mortgage again.”
Colette Hunt – May 2021

A Mortgage Broker For First Time Buyers

What Does A Mortgage Broker Do?

First Time Buyer Mortgage Advice

How Can We Help First Time Buyers?

Get In Touch

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