family who have moved house using a broker

Can A Mortgage Broker Get You a Better Deal?

A mortgage broker can often get you a better deal on your mortgage because we have access to more products and lenders than are available on the high street.

We can trawl through literally hundreds of mortgages available to find you a great deal on your mortgage.

Another way a mortgage broker can get you a better deal is because we have great relationships with lenders which means we sometimes have access to excusive mortgage deals!

I am a whole market lender, which means I’m not tied to any particular lender. I can provide you with an objective range of suitable mortgages for you to choose from.

What Are the Benefits Of Using A Mortgage Broker?

happy man at laptop  for blog by Burnett Mortgages on can a mortgage broker get you a better deal.

There are a few real benefits of using a mortgage broker.

  • We save you time
  • We save you money
  • We are accountable
  • I reduce your stress

Let’s have a look at each one of those benefits in turn.

1) A Mortgage Broker Saves You Time  

If you have ever used a comparison tool to look for insurance you will know how time consuming it is. All those forms. All those questions.

Are you sure you are getting a good deal? Is the company reputable? Sometimes it feels like it isn’t worth the time spent on it.  

Now imagine doing that to borrow hundreds of thousands of pounds. All whilst trying to find a new house, pack up yours, deal with solicitors, and all your usual tasks.

Once you find one, you still have to do all the paperwork.

If nothing else, using a mortgage advisor will save you hours and hours of time. We do all that for you.

But there is more!

2) A Mortgage Broker Will Get You A Better Deal

We save people money!

Because we have access to a wider range of lenders, we can often find cheaper mortgages than are available from high street lenders.

Not only that, but we understand the market and keep an eye on trends. This means we know the best types of mortgage to get for your circumstances that will give you security and affordability.

snail with a house on its back for blog by Burnett Mortgages on can a mortgage broker get you a better deal. Your stage in life, employment status, assets, ambitions, and credit scores combine to build a picture for us of what sort of mortgage products may be suitable for you.

3) We Are Accountable

Mortgage brokers are regulated by the Financial Conduct Authority (FCA). This means we have to perform within their guidelines and regulations.

Part of that is working with the lenders to make sure you can afford to repay your mortgage.

We also must make sure the mortgage product we sell you is suitable.

If something does go wrong, you can complain to the ombudsman. This gives you an extra layer of security and peace of mind.

Not only does a mortgage broker get a better deal on your mortgage, but they also make the process less risky.

4) I Reduce Your Stress

The reason I started this point with ‘I’ instead of ‘we’ is because this is part of what makes my services unique.

Buying a house is stressful. That’s not a secret.

Disputes with sellers, slow solicitors, deals falling through…there is a lot that can go wrong. Even buying a property to let and getting a buy to let mortgage can be stressful.

That is why I stick with my clients right through to exchange and completion. I then contact you to review your mortgage at regular intervals.

I am on hand to answer all your questions, introduce you to trusted professionals you might need, such as solicitors and estate agents, and deal with any red tape you might encounter.

I contact you when your term is coming to an end to see if I can get you a better deal, save you money, or reduce your overall mortgage length.

And the best bit? You only pay me once. Any work I do for you afterwards is free of charge!

Can I Help?

Whether you are looking to move home, buy your first home, get a shared ownership mortgage or a mortgage through the Right To Buy scheme, remortgage or even just get some advice, I can help.

Undoubtedly, a mortgage broker can get you a better deal. Choosing me as your mortgage broker will save you money, time, and hassle as well.

You can get in touch with me by calling 01302 436333, emailing info@burnettmortgages.co.uk or filling out the contact form here.

 

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What Our Clients Think Of Us

  • “Simon is very professional and a genuinely nice guy who will go out of his way to help you, highly recommended.”

    Heather Cooper

  • “Simon provided a professional and personalised service from start to completion. He offered consistent support and guidance to a first-time buyer with little experience of the proces, ensuring a comforting and supportive experience throughout. Would highly recommend!”

    Sam – March 2020

  • “First time I had to remortgage. Simon was great with all the advise he had to give me. Brilliant customer service. Will help out the best he can. Replies to all your messages and questions you have for him. Top man, thanks a lot.”

    John

  • Very professional, honest and always at the end of the phone to guide you through everything you need. 100% recommend to anyone. Extremely happy with the service and will use for many years to come.

    Steve Fairhurst – December 2020

  • “A great service was provided to us by Simon, our move wasn’t the most straight forward however Simon statyed with us all the way, a professional all the way through. Can’t thank him enough for his help, will be using his services when it comes to remortgaging.”

    Luke

  • “A true mortgage professional. Great service, with the customer at the heart of his advice. Simon is a credit to the industry if you want a fantastic service and your mortgage made easy. He is your man. Simon, thank you, I am not easy to impress and I am over the moon.”

    Tina

  • “We came across Simons website when we were searching for a local mortgage broker. We had just had our mortgage declined from a bank because I only had one years accounts. I emailed Simon and had a response from him within the hour, he said he’d try his best to help us out. He phoned us a few days later to talk about our situation and why we had our previous mortgage declined. With us being first time buyers we were stressed out and we didn’t want to loose a house that we had fallen in love with. Simon made sure that he gathered as much information as possible from me and my boyfriend and found a mortgage and had it accepted within a week or so. I would recommend him to anyone who is struggling to get a mortgage, he’s very down to earth, friendly and professional and we will continue to use him if we ever buy another house in the future!!.”

    Megan – February 2021

  • “Simon helped myself and my partner re-mortgage our home recently. It wasn’t straightforward for various reasons, but Simon did everything he could to secure us a good deal – and he did a huge amount of work to make it happen, which it did. He was very professional but also friendly, enthusiastic and caring. His service was excellent on a technical level but more his personal approach made what was quite a stressful process so much easier. He cares about his customers and that shows in everything he does. I highly recommend Simon – he is trustworthy, knowledgable and a genuinely decent person, which is a rare combination!”

    Juliette – November 2018

  • “Simon gives 100% in all aspects of his work. Highly recommended.”

    Rick

  • “Great guy. Hugely helpful from start to finish in a very complicated house buying situation. Thanks Simon!”

    Victoria

  • “A very honest, genuine, hard working individual.”

    Craig

  • “We have found Simon to be a most helpful mortgage adviser. He is knowledgable and listens to clients’ requests and needs. He is very prompt in communication and always goes that extra mile to help. I would have no hestitation in recommending him for mortgaging advice.”

    Suzanne

  • “Moved into our first home today after the incredible support from Simon. Hasn’t been a simple journey, with obstacles in our way (from seller and seller solicitors) but Simon was consistent throughout and was availiable at all times of day during the week to make things as easy as possible. Always worked around our awkward schedule including house visits on a Friday night. Can’t recommend him enough. Thank you so much Simon!”

    Jessica

  • “I cannot recommend Simon enough. He is professional, trustworthy, caring and knowledgable. Simon arranged both our mortgage and our protection. Unfortunately, we found ourselves in a position where we had to claim on the critical illness cover. Without his advice and cover we would have found ourselves in a sorry state. His attention to detail and no-nonsense approach to explaining each product ensured that we were covered. He has eleviated a huge financial burden at a very stressful time. I can’t recommend him enough. I will never use anyone else. This man really does go above and beyond.”

    Nicki – December 2018

  • “Simon is very professional and will always find the best deal to suit your needs. Don’t hesitate in giving him a chance.”

    Shirley

  • “Simon helped us buy our new home in 2016, our mortgage is up for renewal and there was no question who we were going to use! Absolutely perfect customer service, very friendly and helpful. 5 star service I would recommend to everyone.”

    Ashley

  • Simon took on a challenge for my daughter – less than two months into a new job with time off on sick for Covid testing, turned down elsewhere, and not only found a mortgage that was 25% more affordable, but got it over the line within a week. Thank you – you’re a legend!

    Guy Nottingham – January 2021

  • “My girlfriend & I were left in a tricky spot after our mortgage application was declined having already had an offer accepted. As a first time buyer this was very stressful but Simon consistently reassured us throughout the process. He was extremely responsive to all questions and sorted us a mortgage with a better rate than any other we could find online in less than two weeks. We will definitely be using his services & we can’t recommend him enough!.”

    Nathan – February 2021

  • December 2020 “This is our second re-mortgage using Simon and on both occasions he has provided us with a first rate service. Personable, responsive, kind and extremely good at his job. I highly recommend him and will continue to use his services as long as he’s offering them!

    Also a thank you to Paulina, who has recently joined Simon’s team and kept in regular touch throughout as well as being very friendly and efficient.”

    Juliette Prosser

  • Simon was excellent from start to finish and in very unusual circumstances. He dealt with our mortgage managing to get us the best deal possible in a time of economic uncertainty and made sure our life insurance was up to scratch too. Despite not being able to be in face to face contact due to restrictions imposed at the time communicating was simple, regular, supportive and effective. He was easy to talk to and happy to deal with questions. He certainly went above and beyond to get us relocated and was excited for us even sending us a congratulatory gift. We will most certainly be returning when it is time to remortgage.

    Alexis – October 2020

  • “We contacted Simon originally for some advice and I’m glad we did, from start to finish through our mortgage applications Simon was there for any questions we had. He wasn’t pushy with any of the options and he was definitely knowledgable about what he was doing. He made the whole thing a lot easier for us, we would definitely recommend him and look forward to working with him in future.”

    Samantha

  • “Where do I start! Simon has been brilliant to me and my partner and did everything in his power to help us secure a mortgage. Brilliant, friendly person who is willing to go the extra mile. He’s willing to travel to your home to help submit your application and works round what’s best for you.”

    Brendan – January 2019

  • “Simon was really helpful and efficient, ensuring that our remortgage was sourced and in place in approximately a month. Would definitely recommend, thanks Simon.”

    Julie

  • “Highly recommended! Great professional.”

    Danny

  • “Don’t know where we’d have been without Simon during the most stressful house purchase ever! An absolute rock throughout We would recommend to anybody looking for a mortgage. Absolute first class”

    Becca

Request a Callback

Please call us on 01302 436333 or email Burnett Mortgages for a no obligation conversation.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Lets are regulated by The Financial Conduct Authority.

As with all insurance Policies conditions and exclusions will apply.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £399.

Burnett Mortgages Limited is an Appointed Representative of Stonebridge Mortgage Solutions LTD, which is authorised and regulated by the Financial Conduct Authority. Registered Office : Burnett Mortgages Limited, Gresley House, Ten Pound Walk, Doncaster, South Yorkshire. DN4 5HX. England. Registered Company Number : 11224301. Registered in England and Wales.

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