Help to Buy Mortgages

Help to Buy

A fantastic way to help buy a home could be through one of the government’s Equity Loan and Shared Ownership schemes. We can help you get access to fantastic help to buy mortgages to help you get on the property ladder. 

Equity Loan

With a Help To Buy Equity Loan, the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. We go the extra mile to find you a help to buy mortgage and organise access to the scheme for you. 

Shared Ownership

If you can’t quite afford the mortgage on 100% of a home, Help to Buy: offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.

At Burnett Mortgages we can help answer questions such as:

  • Are any of these schemes right for me?
  • What type of property can I buy?
  • Can you help me apply for one of the schemes?
  • How will the scheme benefit me?
  • Will the government own a share of my house?
  • What options do I have in the future?
  • How much can I borrow?
  • What insurances do I need?
  • How do I find a solicitor?
  • What are the next steps?

We will reassure you, provide you with the answers and take the stress and workload away from you all the way until you get the keys to your new home!

What do I do when my current deal comes to an end?

Burnett Mortgages will contact you 3 months before the end of your current deal.

What Our Clients Think Of Us

  • “Simon was really helpful and efficient, ensuring that our remortgage was sourced and in place in approximately a month. Would definitely recommend, thanks Simon.”

    Julie

  • “We contacted Simon originally for some advice and I’m glad we did, from start to finish through our mortgage applications Simon was there for any questions we had. He wasn’t pushy with any of the options and he was definitely knowledgable about what he was doing. He made the whole thing a lot easier for us, we would definitely recommend him and look forward to working with him in future.”

    Samantha

  • “Simon is very professional and a genuinely nice guy who will go out of his way to help you, highly recommended.”

    Heather Cooper

  • “We came across Simons website when we were searching for a local mortgage broker. We had just had our mortgage declined from a bank because I only had one years accounts. I emailed Simon and had a response from him within the hour, he said he’d try his best to help us out. He phoned us a few days later to talk about our situation and why we had our previous mortgage declined. With us being first time buyers we were stressed out and we didn’t want to loose a house that we had fallen in love with. Simon made sure that he gathered as much information as possible from me and my boyfriend and found a mortgage and had it accepted within a week or so. I would recommend him to anyone who is struggling to get a mortgage, he’s very down to earth, friendly and professional and we will continue to use him if we ever buy another house in the future!!.”

    Megan – February 2021

  • “Moved into our first home today after the incredible support from Simon. Hasn’t been a simple journey, with obstacles in our way (from seller and seller solicitors) but Simon was consistent throughout and was availiable at all times of day during the week to make things as easy as possible. Always worked around our awkward schedule including house visits on a Friday night. Can’t recommend him enough. Thank you so much Simon!”

    Jessica

  • “Don’t know where we’d have been without Simon during the most stressful house purchase ever! An absolute rock throughout We would recommend to anybody looking for a mortgage. Absolute first class”

    Becca

  • “My girlfriend & I were left in a tricky spot after our mortgage application was declined having already had an offer accepted. As a first time buyer this was very stressful but Simon consistently reassured us throughout the process. He was extremely responsive to all questions and sorted us a mortgage with a better rate than any other we could find online in less than two weeks. We will definitely be using his services & we can’t recommend him enough!.”

    Nathan – February 2021

  • “Highly recommended! Great professional.”

    Danny

  • “First time I had to remortgage. Simon was great with all the advise he had to give me. Brilliant customer service. Will help out the best he can. Replies to all your messages and questions you have for him. Top man, thanks a lot.”

    John

  • “Simon provided a professional and personalised service from start to completion. He offered consistent support and guidance to a first-time buyer with little experience of the proces, ensuring a comforting and supportive experience throughout. Would highly recommend!”

    Sam – March 2020

  • “A true mortgage professional. Great service, with the customer at the heart of his advice. Simon is a credit to the industry if you want a fantastic service and your mortgage made easy. He is your man. Simon, thank you, I am not easy to impress and I am over the moon.”

    Tina

  • “Simon is very professional and will always find the best deal to suit your needs. Don’t hesitate in giving him a chance.”

    Shirley

  • Very professional, honest and always at the end of the phone to guide you through everything you need. 100% recommend to anyone. Extremely happy with the service and will use for many years to come.

    Steve Fairhurst – December 2020

  • “A great service was provided to us by Simon, our move wasn’t the most straight forward however Simon statyed with us all the way, a professional all the way through. Can’t thank him enough for his help, will be using his services when it comes to remortgaging.”

    Luke

  • “Simon helped us buy our new home in 2016, our mortgage is up for renewal and there was no question who we were going to use! Absolutely perfect customer service, very friendly and helpful. 5 star service I would recommend to everyone.”

    Ashley

  • Simon was excellent from start to finish and in very unusual circumstances. He dealt with our mortgage managing to get us the best deal possible in a time of economic uncertainty and made sure our life insurance was up to scratch too. Despite not being able to be in face to face contact due to restrictions imposed at the time communicating was simple, regular, supportive and effective. He was easy to talk to and happy to deal with questions. He certainly went above and beyond to get us relocated and was excited for us even sending us a congratulatory gift. We will most certainly be returning when it is time to remortgage.

    Alexis – October 2020

  • “Great guy. Hugely helpful from start to finish in a very complicated house buying situation. Thanks Simon!”

    Victoria

  • “Simon helped myself and my partner re-mortgage our home recently. It wasn’t straightforward for various reasons, but Simon did everything he could to secure us a good deal – and he did a huge amount of work to make it happen, which it did. He was very professional but also friendly, enthusiastic and caring. His service was excellent on a technical level but more his personal approach made what was quite a stressful process so much easier. He cares about his customers and that shows in everything he does. I highly recommend Simon – he is trustworthy, knowledgable and a genuinely decent person, which is a rare combination!”

    Juliette – November 2018

  • “Where do I start! Simon has been brilliant to me and my partner and did everything in his power to help us secure a mortgage. Brilliant, friendly person who is willing to go the extra mile. He’s willing to travel to your home to help submit your application and works round what’s best for you.”

    Brendan – January 2019

  • “Simon gives 100% in all aspects of his work. Highly recommended.”

    Rick

  • December 2020 “This is our second re-mortgage using Simon and on both occasions he has provided us with a first rate service. Personable, responsive, kind and extremely good at his job. I highly recommend him and will continue to use his services as long as he’s offering them!

    Also a thank you to Paulina, who has recently joined Simon’s team and kept in regular touch throughout as well as being very friendly and efficient.”

    Juliette Prosser

  • “A very honest, genuine, hard working individual.”

    Craig

  • Simon took on a challenge for my daughter – less than two months into a new job with time off on sick for Covid testing, turned down elsewhere, and not only found a mortgage that was 25% more affordable, but got it over the line within a week. Thank you – you’re a legend!

    Guy Nottingham – January 2021

  • “We have found Simon to be a most helpful mortgage adviser. He is knowledgable and listens to clients’ requests and needs. He is very prompt in communication and always goes that extra mile to help. I would have no hestitation in recommending him for mortgaging advice.”

    Suzanne

  • “I cannot recommend Simon enough. He is professional, trustworthy, caring and knowledgable. Simon arranged both our mortgage and our protection. Unfortunately, we found ourselves in a position where we had to claim on the critical illness cover. Without his advice and cover we would have found ourselves in a sorry state. His attention to detail and no-nonsense approach to explaining each product ensured that we were covered. He has eleviated a huge financial burden at a very stressful time. I can’t recommend him enough. I will never use anyone else. This man really does go above and beyond.”

    Nicki – December 2018

Request a Callback

Please call us on 01302 436333 or email Burnett Mortgages for a no obligation conversation.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Lets are regulated by The Financial Conduct Authority.

As with all insurance Policies conditions and exclusions will apply.

You may have to pay an early repayment charge to your existing lender if you remortgage.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £399.

Burnett Mortgages Limited is an Appointed Representative of Stonebridge Mortgage Solutions LTD, which is authorised and regulated by the Financial Conduct Authority. Registered Office : Burnett Mortgages Limited, Gresley House, Ten Pound Walk, Doncaster, South Yorkshire. DN4 5HX. England. Registered Company Number : 11224301. Registered in England and Wales.

© 2020 Burnett Mortgages Limited. All Rights Reserved