Help To Buy Mortgages
Help To Buy
If you’re looking for a “help to buy mortgage“, you’ve come to the right place. Help to Buy Mortgages are a fantastic way to help buy a home could be through one of the government’s Equity Loan and Shared Ownership schemes. We can help you get access to fantastic help to buy mortgages to help you get on the property ladder.
Equity Loan
With a Help To Buy Equity Loan, the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. Burnett Mortgages go the extra mile to find you a help to buy mortgage and organise access to the scheme for you.
Shared Ownership
If you can’t quite afford the mortgage on 100% of a home, Help to Buy: offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.
At Burnett Mortgages we can help answer questions such as:
- Are any of these schemes right for me?
- What type of property can I buy?
- Can you help me apply for one of the schemes?
- How will the scheme benefit me?
- Will the government own a share of my house?
- What options do I have in the future?
- How much can I borrow?
- What insurances do I need?
- How do I find a solicitor?
- What are the next steps?
We will reassure you, provide you with the answers and take the stress and workload away from you all the way until you get the keys to your new home!
What do I do when my current Mortgage deal comes to an end?
Burnett Mortgages will contact you 3 months before the end of your current deal.
What our clients say about us
Dale LongTrustindex verifies that the original source of the review is Google. Anybody looking for help with your mortgage Simon goes the extra mile we can not thank him enough for the support and effort he’s put in for us, don’t look any further when looking for a mortgage. Thanks Simon Stevie TiaTrustindex verifies that the original source of the review is Google. Simon recently helped me to remortgage my house. My situation was pretty dire...although I owned my house outright, I was drowning in debts from credit cards & loans with extortionate interest rates. I was under so much pressure for so many years, it was affecting my mental health. Simon was fantastic, he found me an offer & was communicative and clear every step of the way. When the solicitors tried to add expensive fees for transferring to debtors (I think around £600 total), Simon helped me negotiate a different much cheaper option. Simon is professional, consistent, easy to talk to and great at what he does. I've now paid off all of my debts, had a bit left over to make home improvements and will be making maximum overpayments. I feel so relieved and much happier. I'd absolutely recommend working with Simon, 10/10. Simon if you're reading this, thank you so so much for your help🙏 brooke HarrisonTrustindex verifies that the original source of the review is Google. We have recently completed on our first home and Simon has been our biggest support throughout. From first speaking we knew that he would not only secure us the mortgage for our first home but that we would become good friends him. Before meeting Simon we were worried that we may not be able to get a mortgage due to personal reasons, however Simon made it happen, no judgement just support and guidance. He explained every step, kept in touch through out the process and no question/text/phone call was too much. He has honestly made this experience far less stressful than I’ve heard it can be. With two young children and a busy schedule he consistently worked around us and never made us feel pressured or rushed into making any decisions. He is the most professional, understanding and knowledgeable mortgage advisor out there and I would not hesitate to recommend him to everyone (which we already have done!) Thank you Simon for making this whole process a simple as possible and helping us get our first dream home for our little family. We cannot thank you enough. Alex ArdeleanTrustindex verifies that the original source of the review is Google. Have worked with Simon on two occasions now and I cannot recommend him highly enough. He's prompt, friendly, offers excellent advice and is very understanding and flexible. For our new home, we just got our mortgage application approved on the 1st try so we're chuffed. Thanks Simon!! Harry WilsonTrustindex verifies that the original source of the review is Google. As first-time buyers, we were nervous and unsure about what to expect from the mortgage process—but working with Simon turned what could have been a stressful experience into an absolutely smooth and reassuring one. From our very first interaction, he was warm, approachable, and incredibly knowledgeable. Simon took the time to explain everything clearly, breaking down each step so we could understand our options without feeling overwhelmed. No question was ever too small, and he never made us feel rushed or pressured—just genuinely supported. What really stood out was how caring and understanding he was throughout. It felt like we had someone truly on our side, looking out for our best interests. His professionalism, patience, and personal touch made all the difference. Thanks to simon, we not only secured the right mortgage for our needs, but we also gained the confidence to take this big step knowing we were fully informed and in good hands. We are so grateful and would wholeheartedly recommend simon to anyone—especially other first-time buyers! Robert PriceTrustindex verifies that the original source of the review is Google. Hi, Simon has been a life saver. In difficult circumstances for me he steadied the ship and steered me home. Totally professional, friendly and goes above and beyond. He’s there every step of the way. Cannot recommend him highly enough 10 star Angie DurhamTrustindex verifies that the original source of the review is Google. Simon is very friendly and professional. He Found me the perfect mortgage and helped with life insurance. He was very patient as my situation was difficult and had to wait around before accepting a mortgage. I would highly recommend him. Alexandru AlexTrustindex verifies that the original source of the review is Google. Simon has been fantastic in providing advice and feedback and has made the complex mortgage application process seem like a breeze. Simon responds to emails promptly and has offered detailed explanations to all my questions which put my mind at ease. I secured two mortgages through Simon and in both instances I was very happy with the T&Cs and monthly payments. 100% I would recommend Simon. Andrew SimpsonTrustindex verifies that the original source of the review is Google. We have used Simon since buying our first house 8 years ago. He has been brilliant every single time and always goes above and beyond to make sure we are happy. He explains every step of a mortgage or remortgage so there is full clarity throughout. Simon genuinely wants the best for his customers and has even helped me look into flood risks and given other financial advice. I would recommend to anyone! Dan GoughTrustindex verifies that the original source of the review is Google. Burnett Mortgages has secured deals on our last two re-mortgages and we will go back to Simon when those deals look to expire in the near future. Simon is always professional, attentive and works honsestly and diligently to get the best deals for us. Customer care is of the highest standard. Highly recommend Simon to look after your mortgage needs.
Contact us today for more information!
At Burnett Mortgages, we pride ourselves on delivering a friendly and professional service, prioritising your best interests every step of the way. Trust Simon Burnett and Paulina Wicko to be your trusted partners in achieving your remortgaging goals.